A family’s eligibility for financial assistance is determined through careful and thorough analysis of the information provided on your FACTS Grant & Aid application coupled with information provided from a copy of your family’s federal tax returns. FACTS and KS’ financial aid methodology will provide KS with a dollar figure of a family’s available income derived from our review. KS will then consider a portion of your family’s available income to be used towards the cost to attend KS.

Parents often ask, “What is the cut-off point for my income?” There isn’t one. If you think the cost to send your keiki to KS exceeds your ability to pay tuition, then you should apply for financial aid. The financial status of each family differs, which has an impact on their ability to pay for education. KS will analyze your family situation to determine your eligibility.

Once a student is awarded financial aid from KS, families will need to submit a FACTS application and required documents each subsequent year. Assuming a family continues to demonstrate the same level of need, financial aid will continue to be awarded to attend KS.

Allowable expenses include housing, vehicle, childcare, insurance, tuition from other charging schools, and student loans. We also allocate living expenses using data provided by the Department of Labor Statistics which is determined by your household size and family income.

Assets include cash, savings, home equity, other real estate investments, stocks, bonds, securities, retirement accounts, stock options, and vehicles. A percentage of assets is protected based on Parents of Dependents protected assets table produced by the Federal Register to produce total available assets. KS will factor in a percentage of asset contribution that is dependent on parent age, parents in household and amount of assets.

If you cannot afford the tuition for your child, apply for financial aid. If you applied and your application is denied, call your campus administrator to discuss your situation.